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20 Cheapest Places to Live in the UK 

20 Cheapest Places to Live in the UK 

Are you thinking about relocating and seeking out some of the most affordable places to live in the UK?

Several factors will contribute to your decision, but if price is critical, we are here to help! 

We have compiled an extensive list of some of the cheapest places to live in the UK.

From picturesque countryside towns to bustling cities, one of these exceptional locations is sure to suit you. 

Here are 20 of the cheapest places to live in the UK:

1.) Derry

 

Londonderry

Derry, in Northern Ireland, is one of the UK’s cheapest locations.

Derry, also known as Londonderry, is Northern Ireland’s second-largest city and a hub of culture and history.  

This charming city offers affordable living, with the average house in Derry costing around £177,750.  

Derry’s rental market is equally appealing, with the average cost of renting a home being £880pcm. 

The cost of living in Derry is low, particularly when it comes to groceries and dining out.  

For a detailed look at the cost of living in Derry, visit Numbeo. 

Derry’s location along the River Foyle offers stunning views and abundant outdoor activities, including exploring its 400-year-old historic walls and the famous Peace Bridge. 

All of this combines to make Derry an attractive place for families and individuals seeking a high quality of life at an affordable price.

2.) Carlisle

Carlisle

Carlisle offers some of the cheapest rent in the UK.

Located in Cumbria, Carlisle is a city steeped in history and brimming with charm.  

The average home in Carlisle costs £156,742, making it a popular choice for first-time buyers and a worthy addition to our list of the UK’s cheapest locations. 

Renting in Carlisle is also an excellent option for many, with an average rental price of £700 per month.  

Carlisle’s cost of living is also quite reasonable, with residents enjoying lower-than-average utility costs and affordable local transportation.  

The city has historical landmarks such as Carlisle Castle and the Tullie House Museum.  

The nearby Lake District also offers locals easy access to some of the UK’s most captivating natural landscapes.  

Carlisle combines cultural richness with practical affordability, making it an excellent place to balance cost and quality of life.

3.) Bradford

Bradford

Moving to Bradford will help you save money in various different areas, including grocery prices.

Bradford, known for its diverse, lively community, is an affordable alternative to its nearby Yorkshire neighbour, Leeds.  

The average home price in Bradford is £186,530, but properties can be found for as low as £140,000.  

Rental prices in Bradford are competitive, with the average cost to lease a home averaging £843 per month.  

Bradford offers a lower cost of living, especially for groceries and public transport.  

For local information about the cost of living in Bradford, visit Numbeo 

The city boasts attractions like the National Science and Media Museum and numerous beautiful parks.  

Although Bradford is particularly well-known for being the home of Indian food, it is awash with worldwide cuisines, a nod to its cultural diversity.  

Affordable living costs, a rich cultural landscape and a vast choice of cuisines make Bradford a compelling option for budget-conscious individuals and families.

4.) Stirling

 

Stirling

Stirling provides an excellent cost of living alongside great connectivity and easy access to the stunning Scottish countryside.

Stirling is strategically located between Edinburgh and Glasgow, a mix of urban convenience and historical charm.  

For buyers looking for a home in town, the average home price is £228,642, significantly lower than Edinburgh’s £335,377 

When renting a home, you can budget for around £1,254 per month 

Stirling is known for its historic sites, including the Stirling Castle and the Wallace Monument.  

The city’s cost of living is lower than the national average, with affordable utilities and local amenities. Discover more about what things cost in Stirling via Numbeo. 

Stirling’s proximity to major cities and natural beauty spots like Loch Lomond and Trossachs National Park makes it ideal for those seeking a balance of affordability and quality of life.

5.) Aberdeen

 

Aberdeen

Aberdeen is a city with a strong economy that maintains a low cost of living. Image credit: Unsplash

Aberdeen, known as the “Granite City,” offers a high quality of life along with an average home price of £184,881.  

Renters can typically expect to pay around £914 per month on average 

Despite its booming economy, driven by the oil industry and high technology sectors, Aberdeen maintains a low cost of living, particularly in housing. 

Residents have some top-class attractions nearby, such as Aberdeen Maritime Museum and Duthie Park; both are perfect for all ages.  

The city enjoys a buzzing cultural scene, a beautiful coastal location, and a strong job market that attracts students and professionals alike.  

Its combination of economic opportunities and affordable living makes Aberdeen a top choice for many.

6.) Glasgow

 

Glasgow

Glasgow is a great choice for those looking to move to Scotland. Image credit: Pixabay

Glasgow, Scotland’s largest city, is a veritable cultural hub offering plenty of affordable living options for students, young professionals, families and retirees.  

Properties in the city sell on average for £211,132, another of Scotland’s cities that compares favourably with the capital city Edinburgh, whose average is £335,377. 

For those choosing to rent a home, the cost starts from £895pcm. 

Glasgow is known for its dynamic arts scene, with numerous galleries, music venues, and festivals.  

The city also offers plenty of opportunities for green space lovers, such as Kelvingrove Park and the Glasgow Botanic Gardens.  

Glasgow’s cost of living is lower than many other major UK cities, making it an attractive option for those seeking urban amenities without the high price tag of other major Scottish cities.  

The city’s keen sense of community and local initiatives help to maintain a high quality of life at a lower cost.  

Glasgow’s reputation for being welcoming, inclusive, and affordable further enhances its appeal as a desirable place to live​.

7.) Perth

 

Perth

Perth is a top choice for those looking to move near the coast on a budget.

Perth, often called the “Gateway to the Highlands,” offers a blend of urban and rural living.  

The city offers an average house price of £193,298 and an average rental price of £880 per month.  

Perth’s cost of living is relatively low, particularly for groceries and leisure activities.

You can explore the cost of living locally by visiting Numbeo.   

The city is situated on the banks of the River Tay and is surrounded by beautiful countryside, providing plenty of opportunities for outdoor activities.  

Perth is also known for its historical sites, including the imposing Scone Palace and the popular Perth Museum & Art Gallery 

Perth’s affordable housing and picturesque setting make it ideal for those seeking a peaceful lifestyle and a home near the coast. 

8.) Inverness

 

Inverness

Inverness is one of the fastest-growing cities in Europe but still offers locals excellent living costs. Image credit: Envato Elements

Inverness, the Highlands capital, is renowned for its stunning landscapes and budget-friendly living.  

The average property price in Inverness is £223,237, while the average for those looking to rent a home here is £875 per month.   

The cost of living in Inverness is lower than in many other Scottish locations, which is a deciding factor for many who move to the area.  

As a gateway to the Highlands and the world-renowned Cairngorms, Inverness provides residents access to some of the UK’s most breathtaking scenery.  

It is one of Europe’s fastest-growing cities, with a strong sense of community and excellent quality of life.  

The opportunity to witness the Northern Lights adds to the allure of living in this unique location.

9.) Hull

 

Hull

Hull is another top choice for the cheapest places to live in the UK. Image credit: Unsplash

Hull, located on the Humber estuary, is another of England’s most affordable cities.  

The average property price here is incredibly low at £140,205, and renting a property typically costs around £798 per month.  

With a lower cost of living than most cities, particularly in housing and groceries, Hull is perfect for those on a tight budget.  

It boasts a rich maritime history and has many great attractions, such as The Deep Aquarium and the Ferens Art Gallery 

Hull’s affordability and cultural significance make it an attractive place to live, especially for families and individuals looking for a cost-effective lifestyle with easy access to urban amenities.

10.) Dundee

 

Dundee

Another location in Scotland, Dundee offers very low utility costs.

Dundee, Scotland’s fourth-largest city, is renowned for its remarkably low cost of living.  

The average house price here is just £169,818, making it one of the most affordable cities in the country. Renting a home costs around £500 per month, offering even more affordable options for those not ready to buy. 

This affordability extends beyond housing; utility costs and local amenities are also reasonably priced, contributing to Dundee’s reputation as a cost-effective place to live.  

Despite these low costs, Dundee does not compromise on quality of life. The city is home to cultural gems like the V&A Dundee Museum and a burgeoning tech industry, providing many opportunities for employment and enrichment. 

Situated on the north bank of the River Tay, Dundee offers stunning scenic views and plentiful outdoor activities.  

Its blend of cultural vibrancy, technological innovation, and natural beauty ensures residents can enjoy a high standard of living without the inflated costs associated with other urban areas.  

Dundee’s unique affordability and modern amenities make it an ideal choice for anyone looking to enjoy city life on a budget.

11.) Sunderland

 

Sunderland

Sunderland is a cheap location with great connectivity. Image credit: Pixabay

Sunderland has long stood out as one of the UK’s most cost-effective places to live.  

With an average house price of just £167,338, it offers affordable homeownership opportunities. Renting is equally economical, with rents starting at £540 per month. This low-cost housing makes Sunderland an attractive option for both buyers and renters. 

Beyond housing, Sunderland’s overall cost of living is notably low. Groceries, utilities, and public transport are budget-friendly, contributing to a comfortable lifestyle without the financial strain.  

The city’s coastal location provides residents access to beautiful beaches and various seaside activities, enhancing the quality of life without adding to the cost. 

Sunderland’s strategic location offers excellent transport links to nearby Newcastle and Durham, making it convenient for commuters.  

Despite its affordability, the city doesn’t skimp on amenities, providing a well-rounded living experience. Sunderland is hard to beat for anyone seeking a cost-effective place to live with easy access to urban centres and natural beauty.

12.) Lisburn

 

Lisburn

Lisburn stands out thanks to its low housing and rental costs.

Lisburn forms part of the Belfast Metropolitan Area.  

For those seeking to balance affordability with quality of life, Lisburn is an exceptional choice. 

If you buy a home in this area, properties at the lower end of the market start at just £82,000. Renters also benefit with homes being leased from £650 per month.   

In addition to its low cost of living, Lisburn benefits from a strong job market with high earnings, low unemployment rates, and excellent commuting times to Belfast.  

This economic stability ensures that residents enjoy financial security and a pleasant living environment.  

The Ulster Museum, Belfast Castle and Cave Hill Country Park are some of the region’s top attractions located nearby.

13.) Salford

Salford

MediaCityUK, Salford. Image credit: Unsplash

For those looking to balance living costs with an exciting city lifestyle, Salford is an exceptional choice. 

Located in Greater Manchester, Salford offers its residents an average property price of £227,202, while renting a home starts at £900 per month 

Salford provides easy and affordable public transport to nearby cities, further adding to its budget-friendly reputation.  

In the city, MediaCityUK is a hub for the creative and digital industries and a magnet for job hunters. 

The city’s regeneration efforts and cultural amenities enhance its appeal, making Salford an excellent choice for those looking for urban living at a lower cost. 

Relaxing in the area is much easier with so many renowned attractions, restaurants and clubs close to Salford. 

14.) Durham

Durham Castle

Durham offers locals very cheap house prices and rent costs. Image credit: Pixabay

Renowned for its prestigious university, Durham has become a sought-after affordable gem in the Northeast of the UK. 

Significantly below the national average, the average property price in Durham is £190,374, making homeownership accessible to many. Renting is equally cost-effective, typically costing around £545 per month.

The low accommodation cost makes Durham an attractive option for buyers and renters. 

Beyond housing, Durham’s overall cost of living is impressively low. Everyday expenses such as groceries, utilities, and transportation are more affordable compared to larger cities.  

Public transport is efficient and well-priced, making it easy for residents to commute and explore the surrounding areas without breaking the bank. 

The city’s historic cathedral, a UNESCO World Heritage Site, and the scenic riverbanks of the River Wear create a picturesque setting that residents cherish

15.) Liverpool

 

Liverpool

Liverpool, whilst being a very popular city, remains one of the cheapest places to live in the UK. Image credit: Pexels

Liverpool is not just a cost-effective location; it has also been voted one of the best cities in the world for 2023.  

Known for its friendly locals and strong community spirit, the city provides locals with a lively atmosphere, oodles of culture and world-class museums, theatres, and music venues such as The Beatles Story and the Liverpool Philharmonic Hall. 

The average property price is £215,115, and renting costs are £1,133 per month. 

Proximity to the stunning Lake District adds to its appeal, making it a wonderful place for nature lovers.  

The cost of living in Liverpool is generally relatively low, and affordable entertainment and dining options make it economically feasible.  

Liverpool’s mix of cultural vibrancy and affordability makes it a desirable place to live.

16.) Burnley

Burnley

Burnley is a great location for commuters to buy property on a budget.

Full of charm and community, Burnley offers a peaceful lifestyle while maintaining easy access to major cities like Manchester and Leeds, ideal for commuters.  

Burnley is renowned for its historic parks, such as Thompson Park and Towneley Park, providing residents with beautiful green spaces for recreation. 

It is possible to buy a home here as a cash-only purchase for as little as £35,000; however, the average cost of a property is £142,558. 

Like property purchases, there are cheaper options available, but the current average rental cost is £707 per month in Burnley. 

Burnley’s blend of inexpensiveness and charm makes it a desirable place for families and individuals looking for a quiet yet connected lifestyle.

17.) Hartlepool

 

Hartlepool

Hartlepool is a top choice for those looking to live by the sea. Image credit: Pixabay

Hartlepool’s incredible maritime history and coastal location are appealing enough; however, add to this the wallet-friendly cost of living, and you have a winner.  

The average house price here is an incredibly low £157,335, making homeownership within reach for many.  

For those preferring to rent, a one-bedroom apartment typically costs about £493 per month, offering further evidence of Hartlepool’s cost-worthiness. 

Various cultural attractions are on offer, including the National Museum of the Royal Navy and the Hartlepool Maritime Experience. Hartlepool’s coastal location provides beautiful beaches and opportunities for outdoor activities.  

The cost of living is low, with affordable housing, utilities, and groceries.  

For those for whom affordability is vital, Hartlepool is one to consider. 

18.) Middlesbrough

Middlesbrough

Middlesbrough’s house prices are some of the cheapest in the UK. Image credit: Pixabay

With an average property price of £135,000, buying a home in Middlesbrough is a steal and one of the cheapest areas in the UK.  

Renting is also a bargain, with the average rent costing around £726 per month. 

But Middlesbrough isn’t just about saving money. The town is alive with cultural venues like the Middlesbrough Institute of Modern Art (MIMA) and the Riverside Stadium, offering plenty to do and see.  

The town’s educational institutions are top-notch, adding to its appeal to families. 

Living costs here are refreshingly low. Beyond housing, everyday expenses for groceries, utilities, and local amenities won’t break the bank.  

This balance of affordability and cultural vibrancy makes Middlesbrough a hidden gem, offering a high quality of life without the hefty price tag.  

If you are seeking a lively community with a reasonable cost of living, Middlesbrough is worth a look.

19.) Blackpool

 

Blackpool Tower and North Pier

Blackpool Tower and North Pier. Image credit: Envato Elements

Blackpool is the seaside town where affordability meets the fun of the fair!  

Owning a home here won’t drain your bank account, as the average house costs just £156,558. 

Would you prefer renting? Average rents are typically around £669 per month, leaving plenty of cash for fish and chips on the pier. 

Famed for its iconic Pleasure Beach and buzzing entertainment scene, Blackpool offers an enviable lifestyle on a budget.  

The town is packed with amenities: top-notch schools, healthcare facilities, and excellent transport links, all at reasonable prices. 

Living in Blackpool means a low cost of living without skimping. You can enjoy cheap yet delicious dining options and endless entertainment without spending a fortune.  

This lively atmosphere and budget-friendly living make Blackpool a magnet for families and retirees seeking a fun, affordable life by the sea. 

20.) Grimsby

 

Grimsby

Grimsby is a great option for those seeking low house prices and cost of living. Image credit: Pixabay

Grimsby, a port town in Lincolnshire, is a place where coastal living and affordability blend seamlessly.  

The cost of living here is delightfully low, especially when it comes to housing and utilities. 

Buying a home here is well within most people’s reach at an average of £145,587, and rentals are available for £767 per month. 

However, Grimsby isn’t just affordable; it is packed with character and charm. 

Dive into its rich fishing heritage at the Grimsby Fishing Heritage Centre and enjoy a town in the middle of a swathe of exciting regeneration projects.  

This blend of history and modern development adds a unique flavour to the town. 

Grimsby’s combo of budget-friendly living and easy coastal access make it a hidden gem.  

Whether you’re after a peaceful retreat or a connected lifestyle, Grimsby offers the best of both worlds.  

Come and find out for yourself why this quirky town is a standout choice! 

Ready to Start Your Move to One of the Cheapest Places to Live in the UK?

WACO Truck

White & Company Truck

We hope you will find our guide to the cheapest places to live in the UK helpful.  

Moving to a more affordable area can significantly enhance your quality of life, and White & Company Removals is here to assist you with your move. 

With expertise that spans well over 150 years, our comprehensive moving services ensure that your relocation is as stress-free as possible. 

We can handle everything from packing and transportation to storage solutions and insurance cover in transit, allowing you to focus on settling into your new, budget-friendly home.  

White & Company Removals takes pride in providing tailored services to meet your specific needs, ensuring a smooth move to your chosen destination.  

Trust us to help you start the next chapter of your life in an affordable and charming new area. 

Give us a call today, fill out a quick quote form, or chat with our online Bot and see how we can help you make your dream move a reality. 

FAQs 

Is it cheaper to live in the countryside in the UK? 

In almost all cases, living in a more rural location works out cheaper than city living.  

You tend to get more property for your money and more or less instant access to the open countryside.  

The downside is that reaching a wider choice of amenities may take longer. 

Are cheaper locations less safe than more expensive areas? 

There are many factors to consider when it comes to safety. Your security and that of your family cannot be determined solely by the cost of living or property prices. 

If you are concerned about security in any given area, you can speak to locals and ask questions.  

Is there a neighbourhood watch program or any community-led safety programs in the area?  

Crime statistics can give an accurate picture, and websites such as the UK Police Data or local council reports can provide detailed information about crime rates in specific neighbourhoods. 

Websites like CrimeRate and CheckMyStreet provide detailed crime statistics and safety ratings for specific areas. These platforms aggregate data from various sources to give you a comprehensive overview. 

Conducting thorough research into an area’s safety record well before moving is wise to avoid any issues later.  

Will the education provision in cheaper areas be of a lesser quality? 

Not at all.  

Many affordable areas have good educational institutions, including primary and secondary schools, colleges, and universities.  

For example, Durham is known for its prestigious university, while other areas have robust local school systems. 

Factors such as school leadership, community support, and specific educational programs can lead to high-quality education regardless of the area’s economic status. 

Any concerns you may have can quickly be dealt with. 

Look at school Ofsted reports. These provide detailed evaluations of schools right across the UK.  

Visiting the schools, meeting with staff, and talking to local parents can also give you a clearer picture of the educational environment. 

By thoroughly investigating and engaging with local schools, parents can ensure they find the best educational environment for their children, regardless of the cost of living in the area. 

How do I find affordable housing in these areas? 

Online real estate platforms like Rightmove and Zoopla are great starting points. They provide plenty of information about homes for sale or rent locally. 

Local estate agents can also provide valuable insights and help you find properties that fit your budget. 

The best way to find a suitable home is by visiting several estate agents in person.  

They have inside information about the homes currently for sale and properties that will be coming onto the market soon.  

Estate agents often know about listings before they’re advertised, giving you a head start on finding the perfect home.  

By connecting with them directly, you can access their valuable insight and get ahead of other eager buyers.  

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