Moving to Greece from UK – A Complete Guide
Are you thinking of moving to Greece from UK?
Can you imagine waking up to the gentle sound of waves lapping against the shore, the sun casting its golden glow over whitewashed buildings, and the aroma of freshly baked bread wafting through the air.
Moving to Greece offers not just a change in scenery but a transformation in lifestyle. For many UK residents, the allure of Greece lies in its rich history, vibrant culture, and the promise of a slower, more fulfilling pace of life.
Relocating to a new country is a significant decision, filled with both excitement and uncertainty.
Our comprehensive guide aims to demystify the process, providing you with essential information and practical tips to make your transition to Greek life as smooth as possible.
From understanding visa requirements to finding the perfect home, we’ve got you covered.
Whether you’re seeking a sun-soaked retirement, a fresh start, or a new adventure, Greece welcomes you with open arms.
Let’s embark on this journey together.
Visas and Residency: Your Gateway to Living in Greece
Obtaining the correct visa is the only way to start your move.
Moving to Greece from the UK means navigating a different set of immigration rules post-Brexit.
UK nationals no longer have automatic rights to live or work in EU countries, so securing the correct visa is a crucial first step.
If you plan to stay longer than 90 days in any 180-day period, you’ll need to apply for a national visa (Type D) and a residence permit.
Several visa categories are available depending on your circumstances, whether you’re retiring, working, studying, or joining family members already in Greece.
The most common choices for expats are the financially independent visa, the digital nomad visa, and the golden visa (for those investing in Greek real estate worth at least €250,000).
Once in Greece, you’ll need to register with the local Aliens Bureau to obtain your residence permit.
The process includes providing proof of accommodation, income, and health insurance. It’s best to start this paperwork early and consult the Greek Embassy in the UK for up-to-date guidance.
Sorting out your visa and residency status might initially feel daunting, but once it’s done, it unlocks the door to a new Mediterranean way of life.
While Greece’s charm lies in its laid-back atmosphere, don’t expect the same from its paperwork!
Bureaucracy in Greece can be a bit of a labyrinth, especially for newcomers unfamiliar with local systems and language barriers.
Tasks such as registering your address, obtaining a tax number (AFM), or opening a bank account can involve multiple visits, copies of every document imaginable, and a generous helping of patience.
You’ll likely need to interact with several public offices, including the local municipality, the Citizens’ Service Centre (KEP), and the tax office.
Having an English-speaking lawyer or relocation advisor can be invaluable in smoothing the process.
Be prepared for a different pace. Things move slower in Greece, and procedures often change with little notice.
However, the gov.gr portal is making progress in digitising many services, offering a much-needed convenience for residents.
Understanding how things work, keeping all your paperwork in good order and not pushing the system will go a long way in helping you settle in faster.
Social Etiquette and Greek Culture: How to Blend In
Embrace the wonderful culture.
Greece is a profoundly social country where relationships, family, and hospitality are paramount.
Learning to appreciate local customs will help you integrate more easily. For example, it’s customary to greet with a firm handshake or a kiss on both cheeks once you’ve developed familiarity.
Don’t be surprised if people seem direct; Greeks value honesty and expressive conversation.
Dining out is a central part of life, often lasting hours. Time is viewed flexibly, so being a few minutes late isn’t frowned upon.
However, dress modestly when visiting churches and respect local traditions, especially during religious holidays like Easter.
Trying to learn basic Greek phrases, attending community events, and supporting local shops and markets will go a long way.
Greek people are incredibly welcoming when they see you’re trying to understand their way of life.
For more on Greek customs and traditions, visit Greece Is.
Communicating in Greece
While English is widely spoken in tourist-heavy areas and among younger Greeks, moving to Greece long-term means you’ll benefit greatly from learning the language.
Many official documents and public service interactions are still conducted in Greek, so understanding the basics will make your daily life much smoother.
You can start learning through language apps, local classes, or even by chatting with neighbours.
Knowing key phrases like “Kalimera” (Good morning) and “Efcharistó” (Thank you) goes a long way in showing goodwill.
English speakers may be harder to find in more rural regions, so expect to rely more on your Greek skills.
Consider enrolling in lessons at the Hellenic American Union or through Duolingo or GreekPod101.
Language not only helps with logistics but deepens cultural immersion, all of which will enhance your overall experience of living long term in this beautiful country.
Finding Your Ideal Home: Greece’s Housing Market
There are some stunning homes available in Greece.
Greece’s property market offers everything, from charming village homes to sleek city apartments and coastal retreats.
Although it was some time ago, the 2008 financial crisis left a legacy of affordable housing in many parts of the country.
Now, in 2025, prices are slowly rising again, particularly in hotspots like Athens, Thessaloniki, and the Cycladic islands.
Rental properties are generally more affordable than in the UK. However, long-term rentals might come unfurnished, and landlords often expect a few months’ rent upfront.
If you’re looking to buy, note that EU and non-EU citizens follow different rules.
UK nationals can purchase property in most parts of Greece, although restrictions may apply near national borders and islands like Rhodes.
Prices vary hugely.
If you are prepared to renovate, you can purchase a three-bedroom villa for as little as £50,000.
Plenty of new builds are available costing in the region of £230,000.
The best way to get an idea of prices is by visiting online estate agent websites such as Spitogatos for listings and market insights.
Whether renting or buying, always use a reputable agent and get legal advice before signing contracts or any other legal document.
Buying Property in Greece: What to Know
What you need to Know about Buying Property in Greece.
Purchasing a home in Greece can be a rewarding investment, but it’s not without complexity.
You’ll need a Greek tax number (AFM), a local bank account, and the services of a notary and lawyer, ideally one who speaks English.
Verifying land registry details and ensuring the property has no outstanding debts or illegal structures is essential.
Greek homes often don’t come with central heating or insulation, so consider extra costs for upgrades.
Be mindful of legal restrictions in border areas, where non-EU nationals may need special permission to buy.
Also, buying property worth over €250,000 could make you eligible for Greece’s Golden Visa, offering residency benefits.
Always have contracts officially translated and registered.
For a guide to the purchasing process, take a look at Global Citizen Solutions’ in-depth blog, which details all you need to know about buying a home in the country as a foreigner.
Where to Live: Best Regions for Expats
Consider moving to one of these areas.
Greece is as diverse as it is beautiful, and your choice of location can shape your lifestyle dramatically.
Athens offers an exciting urban vibe, world-class culture, and good job prospects, while Thessaloniki has a more relaxed feel with a thriving food and art scene.
If island life is calling, Crete is popular with expats thanks to its mix of beaches, cities, and affordability.
The Peloponnese and Epirus offer more traditional, slower-paced options, with mountain views and tight-knit communities.
Islands like Corfu, Rhodes, and Paros are top picks for retirees or those seeking sun and sea.
Meanwhile, digital nomads and remote workers are increasingly drawn to spots like Syros and Naxos.
Check out April International for expat insights on various regions best suited to expats.
Cost of Living in Greece vs the UK
The cost of living in Greece is rather different to the UK.
Generally, Greece offers a more affordable lifestyle than the UK, particularly regarding rent, utilities, and fresh produce.
You can often enjoy a better quality of life for less, especially if you live outside major cities or tourist hotspots.
In fact, according to Livingcost.org, it is 50% cheaper overall to live in Greece than in the UK. Greece is ranked 66th compared to 11th for the United Kingdom in the list of the most expensive countries in the world.
Dining out is cheaper, public transport is affordable, and local markets offer fresh ingredients at great prices.
However, some imported goods, electronics, and private healthcare services can be pricier than expected.
Salaries are lower in Greece, so cost-effectiveness depends on your income source.
If you’re receiving a UK pension or working remotely for a UK company, you will find that your money will go much further.
Take a look at Numbeo’s cost-of-living comparison tool, which provides helpful insights into daily budgeting.
The Greek job market is slowly recovering from years of economic hardship.
Employment is available, but competition can be stiff, especially if you don’t speak fluent Greek.
Key sectors for English speakers include tourism, IT, education (especially teaching English), and seasonal work.
Remote work is increasingly popular, and Greece now offers a digital nomad visa, allowing non-EU citizens to live and work in the country while employed elsewhere.
For job listings, check Kariera.gr or the Greek version of LinkedIn.
Having qualifications recognised through the Greek National Academic Recognition Information Centre (DOATAP) may also be necessary.
Persistence, networking, and language skills can give you a significant advantage.
Finding Work in Greece: Opportunities and Hurdles
Finding Work in Greece is easier in one of these key areas.
Finding work in Greece as a UK national can be both exciting and challenging.
The job market has improved in recent years, but it’s still competitive, particularly in urban areas where roles often require a good grasp of Greek.
However, there are growing opportunities for English speakers, especially in sectors like tourism, tech, education, and hospitality.
If you don’t speak Greek, teaching English or working in international companies may be your best bet.
Many expats also explore freelance or remote roles, and Greece’s digital nomad visa makes it easier to live in the country while working for an overseas employer.
It’s worth browsing platforms like Kariera.gr and LinkedIn Greece for current listings. If your career requires recognition of UK qualifications, contact DOATAP early to avoid delays.
Greece values personal connections, so networking is key. Even casual conversations can lead to opportunities.
With patience, persistence, and a willingness to adapt, you’ll improve your chances of securing the right role.
Salaries and Earnings: What to Expect
Salaries in Greece are typically lower than in the UK.
The average gross monthly salary is around €1,100–1,300, although this varies by industry and experience.
Public sector wages and many private roles reflect the country’s economic realities.
If you’re coming from the UK with a remote job or pension income, your financial situation will likely be more comfortable than the local average.
That said, you’ll still need to factor in local living costs, healthcare, and taxation.
Greece has a strong cash culture, although card payments are now widely accepted.
Being savvy about your income and expenses will help you settle in confidently.
You can explore average salaries further by visiting the Jobs in Greece website.
Healthcare in Greece: Public and Private Options
Healthcare in Greece.
Greece offers both public and private healthcare, with the national system (EOPYY) providing coverage to residents who contribute through employment or self-employment.
As a UK expat, you can also access healthcare if you have an S1 form or once you’re legally resident.
Public hospitals are well-equipped in urban areas, but they can be overstretched.
Many expats supplement their access with private insurance for faster treatment and English-speaking staff.
Registering with a GP requires an AMKA (social security number).
For private care, costs are relatively affordable.
Check providers like Cigna Global or Allianz Care.
Having the right coverage will give you peace of mind and most UK expats opt for private cover.
Education in Greece: A Guide for Families
Families will find some good schools in the country.
If you’re relocating with children, Greece offers a range of educational options to consider.
Public schools are free to attend and follow the national curriculum, but classes are taught in Greek, which can be a barrier for non-native speakers.
Private and international schools are often the preferred choice for expats, particularly in larger cities like Athens and Thessaloniki.
These schools typically offer English-speaking environments and follow UK, American, or International Baccalaureate (IB) programmes.
Notable institutions include St. Lawrence College and Campion School in Athens.
Fees vary significantly depending on the school and grade level.
It’s worth noting that homeschooling is generally prohibited in Greece unless under exceptional circumstances.
When choosing a school, consider your child’s language ability, curriculum preference, school location, and overall budget to ensure a smooth transition.
Give your children time to settle; it is a massive change for them, and they will often have periods of homesickness.
To alleviate this, help them make new friends, arrange playdates for little ones, or sleepovers for the older children.
Make sure they attend as many extracurricular activities as possible. Many friendships blossom outside of the classroom.
Being surrounded by people speaking a different language in a new country can be stressful for children.
If possible, make sure they attend extra tuition with a private tutor.
Once they can communicate with other children of a similar age, they will soon settle.
Paying Taxes in Greece: What Expats Need to Know
Once you become a resident in Greece, you must pay taxes on your global income.
Greek income tax is progressive, ranging from 9% to 44%, depending on your earnings.
If you purchase property, you’ll also be responsible for the annual ENFIA property tax, which is calculated based on the location, size, and value of your home.
One of the first steps is obtaining an AFM (Greek tax number), which is mandatory for everything from opening a bank account to signing rental contracts.
Tax residency in Greece is determined by where you spend more than 183 days per year and can be complicated if you maintain income sources in the UK.
The UK-Greece Double Taxation Treaty helps prevent double taxation.
It is strongly advised to consult a bilingual accountant with expat experience.
To thoroughly familiarise yourself with Greek Tax law and to find out what you might have to pay, visit Trainio.
Managing Money: Exchange Rates and Banking
Exchange Rates and Banking in Greece.
Since Greece uses the Euro, UK nationals must manage currency conversion regularly.
You can follow the progress of the Euro to Pound exchange rate by visiting the Bank of England website here.
Opening a Greek bank account is essential for paying bills, receiving wages, and property transactions.
Consider using platforms like Wise or Revolut for international transfers to avoid high exchange fees. These often provide better rates than traditional banks.
Be aware that banking procedures can be paperwork heavy.
To open an account, you’ll need proof of address, a tax number, and a passport. Most banks now offer mobile apps with English interfaces, making management easier.
NOTE: ATMS are available in larger towns and cities; however, they are few and far between in small inland towns and villages.
Weather in Greece: Expect Sunny Days Ahead
Be sure to pack some shorts!
Arguably, warm weather is the most popular reason for UK expats wanting to start a new life in another country and Greece delivers!
Greece enjoys a Mediterranean climate, with hot, dry summers and mild, wet winters.
Expect long stretches of sunshine, especially between May and September, when temperatures regularly hit 30°C or more.
Winters vary depending on the region, northern areas and mountainous regions can see snowfall, while the south stays relatively mild.
Some island homes may lack insulation or central heating, so plan accordingly.
The favourable climate allows for an active, outdoor lifestyle year-round, ideal for beachgoers, hikers, and cyclists.
Bringing Your Pet to Greece
Make sure you follow all of the rules when bringing a pet to Greece.
You can bring your pets to Greece from the UK, but they’ll need a microchip, rabies vaccination, and a valid Animal Health Certificate (AHC) issued within 10 days of travel.
Pets arriving from the UK no longer need quarantine, but airline or ferry regulations may vary.
When you arrive, you must register your pet with a local vet.
Popular pet-friendly cities include Athens and Thessaloniki, and many expats report that Greek vets are both affordable and compassionate.
For more on travel rules, visit the UK Government pet travel guidance.
Relocation abroad is such a huge change for your pets and often very stressful for them.
Making sure that everything is in place well before you leave will make sure that everything runs according to plan.
Pet Relocation has very detailed information for UK expats intending to bring their beloved pets along with them to Greece.
Moving Your Belongings: Logistics Made Easy
Hiring an experienced international removals company will save you time and stress.
Firms like White & Company offer door-to-door services, handling everything from packing and customs paperwork to delivery.
Transporting your household items to Greece typically involves sea freight, although air freight is available for smaller shipments.
Delivery times can range from one to four weeks, depending on location and customs clearance.
Check if your new property has access for large removal trucks or if smaller shuttle vans are needed.
A pre-move survey is essential to avoid surprises.
Final Preparations: What to Expect on Moving Day
Final Preparations are key.
As moving day nears, make sure all essential documents are in order, including passports, visas, residency paperwork, property contracts, pet import certificates, and health or vaccination records.
It’s wise to make multiple copies and store them separately, with key items kept in your hand luggage for easy access.
On move day, ensure that these important documents are kept away from the removal team to avoid them being accidentally packed – (it has happened before)!
Inform your UK utility providers, GP, and local council of your departure, and set up Royal Mail’s redirection service to avoid missing important post.
If your new home in Greece isn’t immediately available, book short-term accommodation in advance.
Pack a moving-day essentials bag with toiletries, chargers, snacks, and a change of clothes.
Expect a whirlwind of emotions; excitement, stress, and anticipation are all normal.
But once you’re on the plane or ferry, take a breath. A new chapter in sunny Greece is about to begin.
Ready to Start Your Greek Adventure?
Relocating to Greece is a thrilling step that promises sun-drenched days, stunning landscapes, and a rich, immersive lifestyle.
Although it comes with many challenges, paperwork, language learning, and cultural adjustment, the rewards are immense.
Whether you’re chasing warmer weather, a slower pace, or a new beginning, Greece offers a welcoming home for those ready to embrace it.
If you’re planning your move, White & Company is here to make your transition seamless.
All you need to do is contact your local White & Company branch office. Alternatively, fill out a quick quote form or chat with our Bot and we’ll get in touch with you straight away.
Which ever method of contact you prefer, we are here waiting to make Greece your next great chapter.
Max is a seasoned writer and blogger in the real estate and home moving sectors, as well as a knowledgeable source of information for expatriates living and working abroad. His detailed insights have helped thousands of people move and live abroad with greater simplicity and ease.
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